If you’re not familiar with the term “personal injury insurance,” we’re here to walk you through the basics of what it entails. Personal injury insurance is normally added as part of your car insurance, but it isn’t required in every state.
In fact, there are 13 states where it is required (The District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah). If you’re in a state like Ohio where it isn’t required, we highly recommend getting the addition because of the protection it provides.
Personal injury insurance is an extension of car insurance that covers your medical expenses and often lost wages. It is sometimes called “no-fault” coverage because it will pay out claims regardless of who is at fault in the accident. Basic liability or insurance plans don’t always cover your medical bills especially if you are a fault, which makes this insurance essential when making your insurance decisions.
If you don’t have personal injury insurance and you’re not covered, you still have options in the event of an accident. You are entitled to seek financial compensation to cover your damages and expenses, but you should have someone who can work for your needs. If you’re not covered, you should seek a personal injury attorney.
If you are not already covered, it doesn’t mean you cannot get the representation that will fight for you. Michael T. Edwards has years of experience working with car, truck, and motorcycle accident cases that produce injury claims.
If you were heart because of someone else’s negligence and need a personal injury attorney in Springfield, Ohio, give Michael T. Edwards a call to set up a free appointment and figure out what the right legal help is for you.